Tabung Harapan Malaysia - Why You Should Not Donate

Tabung Harapan Malaysia Is Not Required

1. The Pakatan Harapan government promised to abolish the GST in their PRU14 manifesto.

2. During the campaign period, they were asked how are they going to maintain a healthy fiscal budget without GST. They said that they can do it by retrieving the money wasted and embezzled by previous corrupted officer. Besides, they will also make sure the government run clean and lean, which will reduce wastage and spend money effectively.

3.  Since it has been foreseen and pre-planned, there is no need to form  Tabung Harapan Malaysia (THM). If the government know so surely they can solve the debt dilemma without needing to crowdfunding before the election, then it does not justify the forming of such fund.

Many Other Ways You Can Help Malaysia

4. Have you paid your PTPTN? As of November 2017, PTPTN has RM 6.8 billion due loan outstanding.This alone, is enough to pay off 4.2 billion debt of 1MDB. RM 2.8 billion are form people who has yet to pay a single sen. Brilliant, isn't it ? PTPTN is a federal fund. When you owe federal money, federal has to owe someone else money. So those who are yet to pay your PTPTN, know what to do? Instead of donating, pay your debt first!

5. Malaysian must stop freaking duit kopi culture. If you talk on the phone while driving and pulled over by officer, be a patriotic citizen and take the summon ticket. If you still owe your saman, pay it!

6. If your life is not that hard, do not be muka tembok and claim your BR1M. If you can spend on luxury item like Iphone, Starbucks, Travel... yes , I'm talking about you!

7. Hey tax-saving heroes. Well, you know I know. Many people are smart ass, damn savvy to "optimize" their tax, be it company or personal income tax. Seriously, it is not really that hard to do it. If you are patriotic, just .. pay your tax, and be honest to yourself. That's it. No elaboration.

8. Catch the fatty JL, Fatty Hippo, Shake out the Chicken, and all their cronies. Return people's money to people. PH government has just reduced the number of government officials and created so much unemployment. Give them some jobs, since many of them probably know insider info. 

9. PH government to run real transparent, effective governments and cut down wastage in years to come, that would reduce fiscal deficit.

More Fund, More Temptation 

10. While there are many other ways to solve the debt, forming a government crowdfunding is a shame for a nation, and a confident killer for FDI. PH government is telling investors "I cannot fix this mess as I boasted, I need minta derma from my own people".

11. To be neutral, whether PH government is all that clean, is yet to be proven. Will THM be another 1MDB? We do not have crystal ball. I do not say it will, but you cannot say it will not too.

THM Is Really Not Necessary After All 

12. If Rakyat can do the four points mentioned above, there would be easily over RM 10 billion, or even 20 billions of fund collected by the government (don't be surprise, normal people around us, owe government a lot of money too).

13. There is no shortcut in cleaning a 61 years mess. Donating to THM, and quick-fix the debt issue, is not healthy to the nation. The real revolution is not changing of government. Is the changing of the people's quality and mentality. PH government should not shortcut this revolution by asking for crowdfunding. They need to deliver what they promised. GST is to be abolished, not today but one day, when Malaysia is clean and efficient as a nation, not just the government. 

14. Malaysia is you, me, and him. Not Tun M and his government.

15. Happy New Malaysia.

Imagining Universe and Black Hole

Ever imagined what if we assume the universe is to water, and the black hole is to bubble? What is beyond the universe, is as if a fish asking what is beyond the water? What if the space we know has a mass that is relatively insignificant to us, and beyond space there is another mass with lower density that we cannot reach? When water is heated with enough energy, it evaporated in the water itself and bubble is formed. The supernova could have done the same to space we know, creating so much energy that "boiled" a space bubble?
In this case, the vacumm space that we know may not be perfect void, it is just filled with matter of even lower density undetectable with any instrument. Then, the dimension theory has become philosophical. Is dimension no longer refers to the space, it becomes the degree that human beings is able to detect and react with the surrounding as an observer. The point at where no event can be observed by human being is considered void. then how many dimension is out there? The hypothesis is infinite. But this is an un-testable hypothesis. Nonetheless, the testing is not necessary as it would be meaningless to explore the dimension we can't exist in, can't observe and can't act upon.

Modern Slavery, or is it modern? Wake Up People!!!

By: Noel H'ng

Feel tired of repeating the same routine everyday?

Wake up, breakfast, go to the office with the same old traffic jam, repeating the same task you did yesterday and days before, rushing to finish your lunch, then the tedious job again, and then is the same road home with same traffic jam every day. By the time you got home, you have found yourselves totally exhausted and yet you have lots of chores to be finished.

But life does not seems to have mercy on you.You cannot stop. You need to carry on this life. You seems to have no choice.

When you were little, you were told to study hard and have dreams. When you grow up you realized that was just a white lie by the adults. People literally work like cattle.

This, is modern slavery.

Look what capitalism society has done to us.

Human are born with souls, but today, we live like machines, walking corpses.

We used to think independently, and have opinions. Now, we are trained to be submissive, and follow systems. The society tells us that there must be a standard answer to everything, and there is a standard practice and solution to any question. Our mind are so much pinned to equations. If you are A, then you are B. If you owns a Bentley, then you are successful. If your size is bigger than other, then you are not beautiful. If you do not get straight A's, you are destined to fail. There are much more examples like this in our society, in our daily lives.

People are taught to judge with equations since we are small. We have so much "logic equations" in our brain, as if the more we have, the smarter we are. (here goes another equation)

Hey, ain't we a living person with soul? Our world, our mother nature is kind enough to have variety. We have so many different genres and species of animals. We have different kinds of weather. Our eyes are designed to differentiate 10 million different colours, and our ears 20khz of sound. Who to decide which colour is superior to another, and which sound is sweeter than another? Is there a definite answer to this?

People are just afraid to be different nowadays. 

When we have a different opinion, how many times we have kept it to ourselves just because we are afraid to be laughed at for being different? The world is driven by creativity and imagination. We have 9 times more humans on earth than we were 200 years ago, yet we do not have 9 times more great artist,scientist and philosopher today. The great men in the history are those who do not seems to like to follow the heard. These are people with souls. They are the minorities.

Are you going to attend school, work, retire, and die just like everyone else. are you going to declare your soul dead the moment you enter into the school?

You need to make a conscious decision. You have to ask yourselves, who you are and where you belong. Big cities are not better than small town. Young people, rushing to big cities to find their dreams ended up spending their lives to build other's dream. Beware of the temptations and lies of big cities. By moving to the big cities, you though you were making more, but you did not realize you are spending even more. You do not live the same quality of life you live in your little town in big cities.

This is nothing new. Nothing is new under the bright sun.

In the old days, Chinese ancestors came long way from China and believed that opportunities and gold was everywhere in Malaya Peninsular ended up became labors, miners, and slaves to the capitalist here. What they earned was hardly enough to treat their rumbling stomach and buy some decent clothes to cover themselves when night turn cold. They were not entitle to any welfare. They had a burning fire in their hearts, as they were taught as a kid, that working hard was a good value to upkeep, and there would be one day they could live a good life.  They had hopes in their eyes when they were newly here, and the hope slowly turned acceptance, and despair as they grew old and realized nothing had changed. What have changed before and after they came, was that the capitalist had grown richer than before.

Then you may ask, what about the famous rich and successful in those times? There are a number of them who were quite successful..

Well, there were some who were successful, but there were even more who died below average. Why is it so? They were taught to be accept the status quo and be submissive. They had chosen the common mode of living over the others. They believed that whatever written in the books and taught by their elders were surely right. What they had not realized was that their elders had not been more successful than them in lives. And for those who has succeed in lives, what makes you think that all of them sincerely shared their secret of success with you? They know so badly in their heart that the average men who are "aspired" to live a common lives are their assets. These are the people who they can exploit for more profits. They give advises and false hope to people by publishing books on how they become successful, "inspiring" people to follow "their steps". 

In a way, the capitalist are encouraging the average people to work harder and spend more, so that their capital can grow. They pay you thriftily so that you can spend and maintain the economy. At one point when you run out of money to spend, they encourage you to borrow future money. Then the market is lack of cash, the federal banks print more money, and you thought it is for you. The fact is the money eventually end up in the capitalist. The cycles goes on. Inflation is on the side of capitalist who own business and assets that grow with inflation. Poor wage earners, the make you false dream and eventually you enjoyed a sedative death in their sweet lies.

Now, wake up, and start to doubt. Be courageous to question the status quo, and beautiful lies about the world capitalist tries to portray to you. If you have observed the nature, life has never been beautiful. It is a world where the strong and mighty hunts on the tiny and vulnerable. Know what you want in life. If you want to enjoy life with dignity and with a living soul, know what to avoid - places that will lure you to spend more than you can afford and enslave you to work like a machine for the next 40 years until you die. Spend only on things that you need to stay alive and support your passion. If you want to conquer the world, and be like one of the capitalist, you need to really think out of the box. Think differently rather and blindly accept what the society has given to you. Do not be afraid to challenge the status quo, do not conform. do not resign to what has been provided!

Why You Should Never Stop Learning

Knowledge makes a humble person. The more a person knows, the more humble he is.

The more we learn, the better we understand the world. The better we understand the world, we will realize we actually know nothing about the world.

Fool thinks that he knows everything, the wise understand that he knows nothing.

Intelligent people speak, while wise people listen.

It is important that we must be humble and be ready to learn. Whenever we want to speak, give ourselves a good 3 seconds to observe what the other people have to say. Always let people finish their sentence before posting objection.

Steven Covey, the author of Seven Habits of Highly Effective People says that in order to be an effective person, we must seek to understand first, then to be understood.

Look at the cup below: 

How much more can you pour into the glass?

We must always empty ourselves everyday we wake up, no matter how much we learn the day before. We digest the knowledge and when we open our eyes the next day, we are hunger for new knowledge and keen to know and learn new things.

Imagine that you have a very precious experience that you want to share with a person, and he keeps on thinking that he has known it all. Whatever you tell him, he keeps on giving you objections before you even get to finish. He heard you but he never listened.

Imagine a millionaire has packed 3 gold bar in a box for his good friend who is poor as his birthday present. Unfortunately the friend told him that his house is already full and there is no more room to keep gifts. Without even opening the gift, he returned it to the millionaire friend. Would he enjoy the wealth his best friend has decided to share with him?

No matter how precious is the advise experienced veteran has to share with us, if we cannot humble ourselves, we gain nothing at the end of the day.

Knowledge is what transform the humanity and civilization. Knowledge is what changes a nation from third world country to a first world country,

The know-how of the manufacturing in the 1700s has brought transformations to the western countries including America and Europe. The economic underwent a huge boom and suddenly the western countries overtook China as the leading influential nations in the world.

Through the efforts of the early government post independents' effort to ensure every single Malaysian receive appropriate education, the newer generations now have better life than the baby boomers.

What do we attend the school for? Are we there to get a good grades and graduate with a good grade so that we can get a good, stable job until we retire?

Well that may be a remedy for some young people but definitely not me. I attend school and course to learn knowledge. I understand that knowledge has magical power to transform a person's life. When you are attending school, given homework, assignment or project at work, appreciate that opportunity to learn, opportunity to trial and error, opportunity to make mistake. Because that is how we learn.

It is impossible that we learn all the knowledge in the world. Not even genious like Albert Einstein can do that. But the more we know, the less we do not know.

This is an encouragement to all people, young and old, no matter what stage you are in your life, never stop learning!

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When You Start To Doubt Yourself..

"Am I doing the right thing?"

"Things do not seems like it is working! Am I on the right track?"

"Why is it harder than I thought? Maybe I should just give up instead?"

As an entrepreneur, sometimes (well... actually many times) everything seems like it is out of plan. We may mess up things and situation may become out of control. The adrenaline rush and cold in the feet, is telling us that something is wrong. The business is growing slower than we planned, and we are running out of cash faster than we think.

Being an entrepreneur is exciting and fulfilling, but there are more time we are exhausted and lost. What keep us pushing on is our FAITH - believing in what we started. When we start to doubt ourselves, things may fall even further. It may be hard to stay cool when you are running out of cash and your marketing plan is not working, but doubting yourselves and wake up terrified every morning is not going to help the business either. To reverse the condition, we would have to keep trying, and take multiple approaches to tackle the problem.

Discuss your difficulties with someone experienced, see their advice. Sometimes we are out of idea and there is no point cracking our head further. Visit our peers and competitors who are successful, we may notice the reason behind your stagnation. However, wewill have to be observant to notice the little secret that they succeeded.

When you are in doubt and in fear, ask yourselves, "what was the reason I started all this?" Remind yourselves of the reason and motive that bring you where you are today. When there is a will, there is a way. If a once debt ridden company like Air Asia could be a leading budget aviation company in the country, what else is impossible?

Success is 99% failure. We have to find 99 ways things do not work until we accidentally bump into that single idea that work, and boom! Many successful people in the history has faced many failures in their lives. Colonel Sanders only founded KFC when he reached 62 years old. Before that, he has done many different jobs, including a conductor, blacksmith helper, laborer, fireman. lawyer, secretary, tires salesman, insurance agent, and many more. if he gave up trying at either one of his failure, we would not have KFC in our neighborhood today.

Always remember, we are not born to be ordinary. We are not a product from a manufacturing plant. Each of us is born to be different. While we live, keep on trying and bring the best out of us, so that we will not regret at the end of our lives!